The small loan comparison without Credit Bureau compares all providers and banks of small loans in their offers. All that is required in the comparison computer is the entry of the desired loan amount and the desired term. The calculator then calculates independently which lender offers the ideal conditions for your own ideas and also gives you the option of taking out this loan directly using the practical online form.
The small loan is usually measured at a maximum of 2,000 to 5,000 USD, whereby the definition fluctuates and can also differ from bank to bank. The small loan is usually used as a consumer loan, so the loan is used to buy expensive products, such as furniture, and to pay them in full directly.
Of course, the loan can also be used to pay bills before high reminder fees become due or your own account has to be overdrawn. The use of the loan is therefore free, but it is only issued if the prospective borrower actually has the necessary collateral.
Weigh any missing collateral again
The collateral for a loan that has to be brought up to the lender is usually based on these factors: the income, the Credit Bureau rating, the account statements and possible additional collateral. While Credit Bureau-free loans do exist, especially in Switzerland, a necessary income is always necessary. The exception only applies if a guarantor is used who guarantees the debtor’s debt with his own income. Even then, the granting of the loan is controversial.
Because where there is income, no income can be used to pay off the loan in full and on time. A small loan comparison without Credit Bureau is possible if there is at least a reasonable, regular income. In any case, the comparison is always completely free of charge, so it can also be used if you only want to have a look.
The small loan comparison without Credit Bureau delivers a large number of lenders within a few seconds who would agree to grant the loan if the borrower was able to provide the necessary collateral, apart from Credit Bureau, satisfactorily.
Difficult but not impossible
A small loan comparison without Credit Bureau followed by a successful loan contract and lending is difficult, but by no means an impossible thing. Because the most important aspect in lending is still income, which can compensate for a missing or bad entry in the Credit Bureau to a reasonable amount.
The amount of the small loan should actually still be designated as such, because with higher loans the bank looks more at the history of the borrower, which should therefore also correspond to the credit line.
If a small loan is actually required, a loan calculator should always be consulted, otherwise an economically disadvantageous loan may be used. Instead, all providers on the market can be quickly probed and compared using the computer.